Citizens offers commercial insurance

Citizens Property Insurance Corp. said it would begin offering a commercial nonresidential multi-peril policy on Nov. 17.

The new policy will be available to eligible nonresidential risks located statewide, Citizens said in a release.

Florida law changed last year requiring Citizens to offer the coverage, including the perils of windstorm and hail, and Citizens spent many months developing a program with enhanced eligibility and coverage limits to meet the needs of commercial insureds, a bulletin posted on the Citizens Web site, www.citizensfla.com, said.

Details of the coverage are available in that bulletin.

The Florida Legislature created Citizens in 2002 as a not-for-profit alternative insurer to serve the needs of property owners who cannot find coverage in the private insurance market.

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